Student loans.gov rate

Current Stafford loan rate

Overview we have written an article about college loans program,but did little introduce about interest rate ,considering the necessary and importance for applying a best option,we will do an overall introduce about information regarding student loan rate.

Stafford loan interest rates

Note current stafford loan interest rates during 07/01/2011 to 06/30/2012 variates 3.4% to 6.8% .which is different between subsidized rates and unsubsidized or graduate rates. More in details as follow

Academic year unsubsidized or graduate rates subsidized rates

2010-2011 6.8% 4.5%
2011-2012 6.8% 3.4%
2012-2013 6.8% 6.8%

student loan rate for some college loan program

Summary  this is an article providing interest rates for some college loan program.but nou including private loans rate.so you can have an overall understanding about student loans.gov  rate.

We have divided into there parts according to disbursement dates.

——————————————————————————————table one    first disbursed between July 1,2010 and June 30,2011

Loan type                                                    student  loan rate

Direct and FFEL subsidized loans for undergraduate students      Fixed at 4.5%

Direct and FFEL subsidized loans for Graduate students  or direct 

 And FFEL Unsubsidized Loans                 Fixed at 6.8%

Direct PLUS Loans for Parent,Graduate and Professional Students    Fixed at 7.9%

FFEL PLUS Loans for Parent,Graduate and Professional Students       Not Applicable 

—————————————————————————————-table two    first disbursed between July 1,2006 and June 30,2010

Loan type                                         student  loan rate

Direct and FFEL subsidized loans     Fixed at 6.8% During7/1/2006- 6/30/2008 

for undergraduate students               Fixed at 6.0% During7/1/2008- 6/30/2009

                                                             Fixed at 5.6% During7/1/2009- 6/30/2010 

——————————————————————————————-Direct and FFEL subsidized loans for Graduate students  or direct 

 And FFEL Unsubsidized Loans                                    Fixed at 6.8%

——————————————————————————————-Direct PLUS Loans for Parent,Graduate and Professional Students      Fixed at 7.9%

FFEL PLUS Loans for Parent,Graduate and Professional Students       Fixed at 8.5%

——————————————————————————————-table there   first disbursed between July 1,1998 and June 30,2006

Loan type                               student  loan rate

——————————————————————————————Direct and FFEL subsidized loans               It is variable and no more than 8.25%

for undergraduate students                    2.47% for the repayment or forberance

                                                                                      During 7/1/2010 to 6/30/2011

                                                                                 1.87% for those in an in-school,grace  

                                                                                          Or deferment period .      

——————————————————————————————–

Direct and FFEL subsidized loans for

 Graduate students  

Direct And FFEL Unsubsidized Loans                                   

Direct PLUS Loans for Parent,

Graduate and Professional Students                    the same rate as above

——————————————————————————————-Direct PLUS Loans for Parent,                    It is variable and no more than 9%

——————————————————————————————-

Graduate and Professional Students        The interest rate is 3.27% during                       

FFEL PLUS Loans for Parent,                       7/1/2010 to 6/30/2011, 

Graduate and Professional Students

Tips  The college loan program above are all student loans.gov,including federal college loans and PLUS loans,and its rate are determened by government policy.If you have any question about types of student loans.gov, you can refer to artile concening college loan program.